Jewelers Mutual Insurance Process/Experience
After reading this thread and doing a little research into Hodinkee’s new watch insurance I decided to go ahead and get a quote. Surprisingly, I stand to save 40% off my Jewelers Mutual premium, they don’t require a deductible, and they offer cash payout at market value up to 150% of insured value (as opposed to replacement only which has, in part, caused OP’s predicament). Still a bit more research to do, but very intriguing.
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