[77T]

I think the total marketing offensive is to capture some spending from the unwary shopper.

For example...

About 45 million Americans hold federal student loan debt. Average monthly repayment was $500.

So a part of the free cash flow of $22 billion is up for grabs. Not everyone will have debt forgiven.

But a large enough percentage of those folks will be spending their previously collected payments.

So full-on barrages of marcomm is unleashed and, for the most part, we are by-catch.


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