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1. Respectfully, I would not engrave a luxury watch. You know what it means re significant project, why engrave it and KILL the resale value? I would not spend anywhere near asking price for that watch if it were engraved. Maybe it is just me.
2. You post has undertones of many newly addicted watch buyers' (and knives, guns, etc.) posts on enabling forums. It is so easy to get caught up in the excitement, and all the encouragement from members.
3. If it were me, and I was house hunting and could use a few more bucks, the LAST thing I would be doing is buying a $14K used watch with UNKNOWN provenance. You cannot trust what a prior owner says; only service records tell an objective story. Prior owners, especially with relationships with a dealer, are motivated to tell you what you want to hear. Human nature.
4. I would walk away. Here is the secret of life: there will ALWAYS be other opportunities. Always. Find one with papers, and buy it after you buy your house.
Just my 2 cents, based on personal experience.
PS: Rolex and Patek are best at holding or increasing in value.
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