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Old 7 October 2021, 10:53 PM   #15
Blansky
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Quote:
Originally Posted by AzPaul View Post
Not really 'bad', more like unknown.
Exactly.

A credit score is like a credit "history".

If you have no history or any recent history they have no way to know if you pay your debts, hence you'll get a lower score.

The people that never have debt are often shocked to find they have a lower score.
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